****************** For Home Buyers ******************
Figuring out the right price to offer and getting the seller to accept it can be two very different problems.
To be sure your not talked in to paying TOO MUCH during negotiations, I WILL PAY FOR A PROFESSIONAL CERTIFIED APPRAISAL ON ANY HOME you decide to buy with me as your agent.
This can be a great tool in negotiating with the seller and save you $1000's. It costs usually only $250 with my special pre-arranged rates to find WHETHER YOU ARE PAYING TOO MUCH and it's on me. You will receive a credit on your closing statement for the cost of a pre-contract appraisal from me.
Of course, I can help you determine fair market value without an appraisal, but the seller is not going to take my word for it. An appraisal though, works wonders. It can be a huge help in getting the seller to be realistic about their home's real value and getting them to accept your offer.
Don't lose a home you really love just because the seller is mis-imformed about the real value of his house and is not being realistic, or be forced to pay too much! Persistence pays when negotiating. And doing your homework ahead of time will save you thousands!!!
Before you start looking
Closing Costs
- Give great service in helping you find the just right home you are looking for in a time saving manner at the very lowest price, as I have great skills in evaluating home prices and finding the elements you are looking for in your new home
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes. I pride myself on being the best price analyst in the area.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
